Home » Apparently Dressing Up Like A Bear And Trashing A Rolls-Royce For Insurance Money Is A Crime Now

Apparently Dressing Up Like A Bear And Trashing A Rolls-Royce For Insurance Money Is A Crime Now

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The California Department of Insurance issued a statement a couple days ago that was unusual for a number of reasons: first, it wasn’t mind-bleachingly boring, and second, it involved a bear suit and a Rolls-Royce. Now, hold on, before you start complaining about yet another bear-suit-and-Rolls-Royce story, I promise you this one is worth hearing about because it’s a good reminder of how Big Insurance keeps you from doing all sorts of fun stuff, like dressing up like a bear and committing (alleged) fraud.

If you’re like most of us, you probably enjoy taking some time every now and then to kick back, put on a nice warm bear suit, grab some sharp garden tools in your hands, wait until the dark of night, then climbing into a 2010 Rolls-Royce Ghost and just go ham on the inside of the car. It’s fun, it’s cathartic, perhaps slightly erotic, and if you do it right, you can maybe make some money! Illegally, sure, but what are we, saints?

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The California Department of Insurance seems to be pretty against this sort of thing, as it has identified four people who allegedly did just this; here’s what the California Department of Insurance had to say:

Four Los Angeles area residents were arrested today after a Department of Insurance investigation found the suspects allegedly committed insurance fraud by claiming a bear had caused damage to their vehicles, but it was actually a person in a bear costume.[The suspects] of Valley Village, have all been charged with insurance fraud and conspiracy.

The Department’s investigation began after an insurance company suspected fraud. The suspects claimed on January 28, 2024 in Lake Arrowhead a bear entered their 2010 Rolls Royce Ghost and caused interior damage to the vehicle. They provided video footage to their insurance company, which showed the alleged bear in the vehicle.

I’m sure you want to see the video footage, so here it is:

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It’s kind of hard to see the bear going nuts in there, but I think even with the minimal bits of bear-action you can see, it’s pretty clear it’s not a real bear. Also, those claw marks look awfully neat and parallel for bear claws, don’t they? I mean, look at this:

Parallelscratches

photo: California Department of Insurance

That bear also seemed to exhibit a lot more restraint than I’ve come to expect from a bear. Of course, it wasn’t a bear, it was a bear suit, and the claws were hand-held garden tool things. It looks like this:

Bearsuit

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photo: California Department of Insurance

The quartet of alleged insurance fraud furries also allegedly tried the same bear attack scheme on a 2015 Mercedes G63 AMG and a 2022 Mercedes E350, and did manage to get over $140,000 from insurance companies. A biologist from the California Department of Fish and Wildlife was employed by the Department to conclusively prove the attacks were a guy in a suit and not an actual bear.

I do feel compelled to note that if you want to trash your own Rolls-Royce in a bear suit, it’s completely legal! You just can’t try to get insurance money for it. But that’s fine! Dressing up as an animal and going nuts trashing the interior of luxury cars should be enjoyed on its own merits, not debased for monetary gain.

 

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Nlpnt
Nlpnt
1 month ago

Wrong make of car. Everyone knows that when a bear geta into a car it always seems to be a Subaru.

This is due to the fact that Studebakers having gotten quite thin on the ground, the bears simply went to the next marque on an alphabetical list.

Frobozz
Frobozz
29 days ago
Reply to  Nlpnt

Most of the Studebakers have long since been traded in for ‘49 Fords. How could you pass up that $12 from Mad Man Mooney?

IRegertNothing, Esq.
IRegertNothing, Esq.
1 month ago

He didn’t have to fake the bear attack. I know a guy who will trash anything you want, and all he charges is one well stocked pic-a-nic basket.

1978fiatspyderfan
1978fiatspyderfan
1 month ago

This perpetrator was the polar opposite of a bear.
Clearly not a bear but how do they know it was a human wearing the bear suit?

Last edited 1 month ago by 1978fiatspyderfan
Dummyhead
Dummyhead
29 days ago

CHUPACABRA!!!

El Chubbacabra
El Chubbacabra
29 days ago
Reply to  Dummyhead

…you called me?

1978fiatspyderfan
1978fiatspyderfan
29 days ago
Reply to  El Chubbacabra

No he was calling your wife!
You know they say the crazy chupacabre not chubbacabre, what are you a fat chupacabre? Wait I forgot where I was going here.

Box Rocket
Box Rocket
1 month ago

Geez, that seems pretty obviously NOT done by an animal. Those look like barbecue meat hooks rather than a garden tool. Glad it was caught.

They’d been better off trying to show the damage off as “art” or as a statement piece or something. Maybe park it near a homeless encampment or find some former Occupy Wall Street folks to trash it instead.

Last edited 1 month ago by Box Rocket
1978fiatspyderfan
1978fiatspyderfan
29 days ago
Reply to  Box Rocket

True 5 and 6 claws all identical spaced.

Canopysaurus
Canopysaurus
1 month ago

GEICO: Smarter than the average bear.

Totally not a robot
Totally not a robot
1 month ago
Reply to  Canopysaurus

Well, you do know why so many people find bear-proof trash cans so difficult.

It’s because there’s significant overlap between the smartest bears and the dumbest people.

Chris D
Chris D
29 days ago

And not a single bear voted for an orange hominid for president. They are more intelligent than we give them credit for.

Óscar Morales Vivó
Óscar Morales Vivó
1 month ago

Just American Patriots allaying themselves of their right to Bear Arms.

Tbird
Tbird
1 month ago

Yeah…I like how the bears closes and opens the doors

Col Lingus
Col Lingus
29 days ago
Reply to  Tbird

More coordinated than some presidents we know?

After all door handles can be difficult, right? /s

Last edited 29 days ago by Col Lingus
i3 Driving Indicator Fetishist
i3 Driving Indicator Fetishist
1 month ago

I thought furries were “friendlier” than this.

LTDScott
LTDScott
1 month ago

I wonder how many times they got away with this in a Studebaker.

Live2ski
Live2ski
1 month ago
Reply to  LTDScott

waka! waka!

Balloondoggle
Balloondoggle
1 month ago
Reply to  LTDScott

I need to like this 4 or 5 times.

AssMatt
AssMatt
1 month ago
Reply to  LTDScott

Great, now I’ll have “Movin’ Right Along” in my head all weekend.

Thanks!

Icouldntfindaclevername
Icouldntfindaclevername
1 month ago

I bet all the perps scat when the police came

Beer-light Guidance
Beer-light Guidance
1 month ago

I wonder how long they were bruin up this scheme.

Col Hathi
Col Hathi
24 days ago

could have been a grizzly crime scene if they’d hurt themselves

Ranwhenparked
Ranwhenparked
1 month ago

Bears always BM when they get into a car, I’m assuming that’s the missing detail that sank them here.

Citrus
Citrus
1 month ago
Reply to  Ranwhenparked

I beg your pardon? I do no such thing.

Balloondoggle
Balloondoggle
1 month ago
Reply to  Ranwhenparked

I thought they do that in the woods.

Canopysaurus
Canopysaurus
1 month ago
Reply to  Ranwhenparked

It might be only Pooh bears that do that.

Alpine 911
Alpine 911
1 month ago

Bearly legal

Timbales
Timbales
1 month ago

“I’m sorry, I thought this was AMERICA!”

StevenR
StevenR
1 month ago

Those are BBQ meat claws. The Kitchen Mama ones from Amazon. Never found them useful for BBQ though.

https://a.co/d/0nfXFM0

Last edited 1 month ago by StevenR
Jdoubledub
Jdoubledub
1 month ago
Reply to  StevenR

Those claws are bear scat compared to just two itty bitty forks.

Even better is a Kitchenaid with the paddle attachment. The only way to shred meat quickly and efficientl.

Last edited 1 month ago by Jdoubledub
Black Peter
Black Peter
27 days ago
Reply to  Jdoubledub

I never realized this until I saw it in a Kitchen Aid ad… wild.

Live2ski
Live2ski
1 month ago

first clue – the bear was wearing a shirt

Chronometric
Chronometric
1 month ago
Reply to  Live2ski

Yep, Yogi only wears a tie.

Cheap Bastard
Cheap Bastard
1 month ago
Reply to  Chronometric

Pants are for losers!

Chronometric
Chronometric
1 month ago
Reply to  Cheap Bastard

That’s what Donald Duck says.

Cheap Bastard
Cheap Bastard
1 month ago
Reply to  Chronometric

I can’t understand a word he says so I’ll have to take your word for it.

AJ
AJ
1 month ago
Reply to  Cheap Bastard

And coffee is for closers.

Citrus
Citrus
1 month ago

As a bear I’d also like to call out the perpetrators for cultural appropriation.

Jesus Chrysler drives a Dodge
Jesus Chrysler drives a Dodge
1 month ago
Reply to  Citrus

Also, specieist to call them bears.

Ursine-Americans.

A. Barth
A. Barth
1 month ago

Here’s ursine.

Chronometric
Chronometric
1 month ago

Hey Boo Boo, this Rolls Royce has a pic-n-ic basket!

Pupmeow
Pupmeow
1 month ago

I know people don’t like to talk about politics on this site. But I need to. When a man can’t even put on a bear suit and trash the inside of his 2010 Rolls-Royce Ghost in order to commit insurance fraud, then freedom really is dead in this country.

I remember growing up, when putting on a bear suit and trashing the inside of your 2010 Rolls-Royce Ghost in order to commit insurance fraud would get you a ride home from the cops, and a winking “don’t do that again.” Cops knew that boys (wearing bear suits and trashing the inside of their 2010 Rolls-Royce Ghosts in order to commit insurance fraud) will be boys. Parents knew that kids (wearing bear suits and trashing the inside of their 2010 Rolls-Royce Ghosts in order to commit insurance fraud) needed the space to just be kids. But these days, between helicopter parents and the nanny state, there’s no room for someone who likes to put on a bear suit and trash the inside of his 2010 Rolls-Royce Ghost in order to commit insurance fraud.

And that’s a damn shame.

Chronometric
Chronometric
1 month ago
Reply to  Pupmeow

It was a simpler time. When we thought furry was an adjective.

Jdoubledub
Jdoubledub
1 month ago
Reply to  Pupmeow

So THIS is why they’re always complaining about commie-fornia.

Óscar Morales Vivó
Óscar Morales Vivó
1 month ago
Reply to  Pupmeow

Whatever happened to the right to bear arms.

Black Peter
Black Peter
27 days ago
Reply to  Pupmeow

Whoa hold on Mr. Reactionary Misinformation Man. You absolutely can “put on a bear suit and trash the inside of his 2010 Rolls-Royce Ghost in order to commit insurance fraud”. Clearly.. You just can’t get away with it, this is the free market deciding capitalism in it’s purest form.. If you were allowed to profit from the fraud, well next thing you’ll want litter boxes at the Rolls dealerships..

Icouldntfindaclevername
Icouldntfindaclevername
1 month ago

I can’t bear to watch the video.

Tondeleo Jones
Tondeleo Jones
1 month ago

It’s the facts laid bear…

Icouldntfindaclevername
Icouldntfindaclevername
1 month ago
Reply to  Tondeleo Jones

I mean it was bearly obvious

Chronometric
Chronometric
1 month ago

Now that’s a grizzly crime scene.

Last edited 1 month ago by Chronometric
Rollin Hand
Rollin Hand
1 month ago
Reply to  Chronometric

Clearly the perp was bipolar…?

Sorry, I’m really trying here.

My Goat Ate My Homework
My Goat Ate My Homework
1 month ago

they hardly had to scratch the surface

SNL-LOL Jr
SNL-LOL Jr
1 month ago

The quartet of alleged insurance fraud furries also allegedly tried the same bear attack scheme on a 2015 Mercedes G63 AMG and a 2022 Mercedes E350, and did manage to get over $140,000 from insurance companies.”

If I ever come in power, my first executive order is to declare that any G-wagen owner will be automatically found guilty of whatever offense he is accused of.

In other words if he shows up to fight a parking ticket, he will be found guilty of capital murder and be summarily executed.

Col Lingus
Col Lingus
29 days ago
Reply to  SNL-LOL Jr

What got me is that these assholes got away with this shit twice before?
Seriously?

DJP
DJP
27 days ago
Reply to  Col Lingus

I love this part of the story. These guys come up with this ridiculous plan….which then WORKS. So they try it AGAIN. AND IT WORKS AGAIN.
When you think about it, why wouldn’t they try a 3rd time?? They thought they were fraud geniuses!

Col Lingus
Col Lingus
27 days ago
Reply to  DJP

I really want to say something related to our current political situation here…

But it’s Monday. And the meds are apparently working today. So…/s

DJP
DJP
25 days ago
Reply to  Col Lingus

So are you saying that this was the last one??

Col Lingus
Col Lingus
25 days ago
Reply to  DJP

Thanks for the laugh…

Rollin Hand
Rollin Hand
1 month ago

They missed the obvious out of “some guy in a bear suit trashed our Rolls! WTF!?!”

Michael Beranek
Michael Beranek
1 month ago

Are they sure this was insurance fraud, and not just a “furry” thing?

Chronometric
Chronometric
1 month ago

Last frame on the video, Smokey the Bear puffing a cig.

Canopysaurus
Canopysaurus
1 month ago
Reply to  Chronometric

Only you can prevent insurance fraud.

Ranwhenparked
Ranwhenparked
1 month ago

The giveaway on that would be if they made a hole in the seat that’s suspiciously damp and sticky

Canopysaurus
Canopysaurus
1 month ago
Reply to  Ranwhenparked

That would be from the bear claws. Messy things, but tasty.

WaCkO
WaCkO
1 month ago

Florida man in California

Icouldntfindaclevername
Icouldntfindaclevername
1 month ago
Reply to  WaCkO

Bear in mind, it could be a Florida bear in California too

SNL-LOL Jr
SNL-LOL Jr
1 month ago

So, Cocaine Bear moved to CA then.

Lizardman in a human suit
Lizardman in a human suit
1 month ago
Reply to  SNL-LOL Jr

Cocaine bear was looking for cocaine. Logical place to look. Fancy Kirsten taught us that

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